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Talk to Susan and get a personal coaching session and learn how to set up “Generation Wealth” that can last generations for your family.

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“The Power of Endless Wealth: How to Grow and Diversify Your Wealth Without Market Risk”

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Is the INVENTOR OF The S.P.E.N.D. More Method.

The SPEND Method has helped many families and individuals mathematically construct a lifetime income that lasts their entire non-working years...and created Generational Wealth for families across many different generations.

If followed properly, it could not only ensure you mathematically can spend more in retirement...but also could help generations down the line set up with Generational Income.


Susan has spent the last 30 years perfecting her S.P.E.N.D More Method. First she integrated the principles into her own life. Then she started helping others.

Over the last 30 years, she’s helped multiple other families implement the process in their own lives and across many different generations. In fact, some families have been reaping the benefits of the S.P.E.N.D Method across multiple generations.

Susan often says,

“Once you realize how to set up wealth and income for generations, your life completely changes.”

She only works with a select few clients a year that are a fit for this process.

It’s not for everyone. Some can’t see the power of locking in a portion of their retirement assets so they can unlock so many other opportunities.

Or they don’t see the value in switching the status quo that has been taught for years...where nestegg is more important than income.

In Susan’s process, the math proves that if you have a guaranteed income for a portion of your retirement assets, you can have a happier, healthier retirement. (1)

The math also shows that you have a lower probability of running out of money if you have a guaranteed income stream and the rest of your retirement assets are in an investment grade portfolio. (2) creating an “Endless Wealth StreamTM” in retirement, the math shows that you can actually spend more in your non-working your investing portfolio could actually perform better.

As you work through the 5 steps, you see how you can create a situation where you could have guaranteed income today...but also, how you might be able to create Generational Income for your family for years to come.

Here are the 5 Steps in the SPEND More Method

In Susan’s 5-Step “S.P.E.N.D.” process, each step has been honed down over the past 30 years.

This S.P.E.N.D. process could allow you to spend more throughout your life.

And achieve what Susan defines as retirement … ”The Endless Wealth Lifestyle”... where you know your living expenses are covered every month and you achieve a life of income liberation to travel, spend time with friends and family, start a new business, or turn a hobby into a cash flow.

This could happen by achieving “The Endless Wealth Lifestyle!”


Susan grew up learning the value of hard work. She grew up in the country learning how to plant all their own fruit and vegetables, and take care of multiple gardens, plants, and animals...right off the shore from Lake Erie.

Everyone in their community learned how to share, plan for the future, and work together. Susan calls it the “best wholesome childhood” anyone could have.

Hard work is a skill she learned at a young age and it has benefited her throughout her life. To this day she still takes care of everything...and everyone around her. Susan knows that through hard work you can accomplish almost anything.


Susan had the benefits of being a gifted athlete at a young age. She grew up playing a lot of tennis, track and field. Some of her best events were shot put (be careful...she can still throw one pretty far today), javelin and hurdles.

Susan’s love of sports continued throughout her life. She has probably tried about almost every sport possible. Motorcycle racing, martial arts, weight lifting, and bike racing just to name a few...and Susan even became a successful short distance triathlete for a time. She is the quintessential athlete.

Today you will still find her down at the tennis courts with her husband volleying the ball back and forth, hiking a mountain, playing a round of golf, wakeboarding, or water skiing. Even today Susan is letting sports teach her...keep her humble...and fill her life.

Fitness and sports still permeate many parts of Susan’s life. Over the past 25 years she has taught fitness to countless individuals...and still keeps teaching today!


usan grew up around dogs and they have always been a part of her life. She often is heard quoting..

“A dog is really a Woman’s best friend”...

since so many dogs are being taken care of by strong women throughout the world. Her favorite dogs are Golden Retrievers. She has had Golden Retrievers for over 20 years. She takes them hiking, walking, and even boating.

They are a part of her family. If you are in the area, expect to get mugged by her best friends.

Helping You Beat The 6 Harmful Retirement Risks:

Protection Risk

An untimely death or accident can create additional stress and financial pressure on our closest loved ones if we don't plan ahead.

Market Risk

A single 20% or 30% market crash can not only hurt your account balances, but it can cause you to run out of money years sooner.

Tax Risk

CPA and Tax Expert Ed Slott says “Taxes are a larger risk than market crashes.” If you have all your retirement income in qualified plans like IRA’s and 401(k)’s that require you to pay taxes when you take the money out, you have a huge tax liability.


Statistics show that long term health care costs can be the largest expense in retirement, what have you done to protect your nest egg and your family from being hammered by this expense?


Will your nest egg provide enough income to give you the retirement you want, for as long as you live? Most people have no idea.


Longevity is the great RISK MULTILPIER. Do you know how long you will live? Hopefully a long prosperous life. Longer life spans multiply the likelihood of each of these risks happening to you.

This process is for those who are looking to keep the same standard of living throughout retirement and have assurances it will last. That is what Susan defines as a happy retirement.


Family has always been the most important part of Susan’s life. She is still very close to her immediate family...and makes sure to carve out time for those whom she loves the most.

Susan and her husband are very active. Each weekend they are out doing something together...continuing to challenge themselves and achieve higher heights in this life.

In fact, Susan recently hiked to the top of Mount San Gorgonio with a height of 11,502 feet. This is an experience she will always remember. She might never do it again since it took a lot of hard work and effort to summit...yet she will cherish the experience.

This is how Susan approaches life...and how she takes care of and helps her clients achieve new heights...especially those who implement her S.P.E.N.D. More Method.


One day someone asked Susan, “How many families have you helped?”

She replied, “I honestly don’t know. Too many too count. I had a client call me today a little concerned about what he’s been reading and concerned about his money. And I told him it was safe and working for them in my SPEND More Process. He was so thankful and he thanked me for everything I did for him.”

Susan knows when people feel secure and have a plan to create wealth today and in the future, it makes it all worth it.

The families she has helped are able to create Endless Wealth Lifestyle where they can have their living expenses covered for life...and still allow their investment grade portfolio to grow...with less worry and concern.

Many families and the kids of their families continue to work with Susan because her process provides a lot of clarity and sense of security for the ups and downs life can throw at you.

In fact, some families are into their third and fourth generations following her process. This is what Susan calls Generational Income and Wealth.

It is a cornerstone of helping serve families and assisting her clients to create an Endless Wealth Lifestyle.

Can’t buy me love

here hardly isn’t a person who doesn’t immediately adore and love Susan.

She is one of those people who lights up a room when she enters...and very few people like that exist in this world.

Her clients know they are in a small exclusive group to be accepted into her clientele. Again, she doesn’t work with everyone. Susan prefers working with people who value hard work, family, and creating income and wealth in a safer way than what Wall Street teaches.

If you get the opportunity to work with her, you will be one of the lucky ones...and on your way to Spending More and creating an Endless Wealth Lifestyle.